There are a lot blogs and reviews about having your pet insured. The information you will get may sometimes become confusing because both the sides saying that “pet insurance is just a waste of money” and “pet insurance is really worth it” have very strong points to back up their claims.
Some will say that acquiring pet insurance will only cost you more than what you are spending when you are not under pet insurance. This claim has a strong basis based on numbers because you are, in fact, forced to shell out money on fixed schedules to make sure that your pet is insured no matter what trouble he might get in. The sad part is that even if your pet is not getting any complications, you are still paying for the insurance.
On the other hand, some say that insuring your pet always comes with a price. Not paying to be safe will defeat the purpose of “insuring”. On a more positive side, it is just like saving up for unexpected happenings that may need serious medical attention for your pet. This is the same concept of having a Contingency Insurance for humans who might get in to the most unusual problems but will still get insured.
Both the two claims have their points and it will still depend on you as a pet owner if you are going to apply for a pet insurance or not. If you own a pet that only stays at home with kids, you probably don’t need any insurance because of the lesser chance of getting into trouble. But if your pet likes to compete, maybe pet insurance will greatly benefit you and your pet.